Welcome to UAD 3.6 in TOTAL for Mobile
Welcome to the next generation of appraisal reporting. This guide is your starting point for understanding and using the new Uniform Appraisal Dataset (UAD) 3.6 standard within TOTAL for Mobile.
Use the buttons at the bottom of this page to jump to a specific section of the guide, or click the table of contents icon [icon] on the left to expand the panel and navigate all pages in this guide.
What is UAD 3.6?
UAD 3.6 is a major update to the appraisal reporting standard developed by Fannie Mae and Freddie Mac. It replaces over a dozen Legacy UAD forms—including the 1004, 2055, Condo, and Small Income—with a single dynamic URAR (Uniform Residential Appraisal Report) that adapts based on property type, loan type, and scope of work.
This dynamic format allows for:
Real-time field adjustments
Context-sensitive data entry
Streamlined compliance with MISMO 3.6 standards
Note: The UAD 3.6 report is intended only for loans underwritten by the GSEs (Government-Sponsored Enterprises, such as Fannie Mae and Freddie Mac). It is not intended for vacant land appraisals or for non-lending assignments.
Why the Change?
The industry is shifting toward smarter, more flexible reporting. UAD 3.6 enables:
Improved data consistency across lenders and appraisers
Faster validation and submission through XML
Better support for mobile workflows and field data collection
This change also aligns with broader goals of modernization and bias reduction in appraisal practices.
Key Differences from Legacy UAD
Feature | Legacy UAD | UAD 3.6 |
|---|---|---|
Form Type | Static Forms (1004, 2055, etc.) | Dynamic URAR |
Consolidation | Over 12 distinct forms | One responsive form |
Flexibility | Limited dynamic fields | Real-time dynamic adjustments based on property type |
Guidance | Condition/Quality Ratings required memorization | Built-in logic and guidance panels replace memorization |
Submission | PDF/XML submission (MISMO 2.6) | Data-first submission (MISMO 3.6) |
Key UAD 3.6 Differences Between TOTAL and TOTAL for Mobile
While the underlying UAD 3.6 requirements and GSE rules are identical whether you are in the office or the field, the interface adapts to your device.
(Note: This table serves as a placeholder and can be expanded as more specific mobile features are finalized.)
Feature | TOTAL (Desktop) | TOTAL for Mobile |
|---|---|---|
Interface | Desktop UI optimized for multiple monitors | Touch-optimized UI for phones and tablets |
Data Entry | Keyboard and mouse | Tap, swipe, and on-screen keyboard |
Photos & Media | Import images from local drives | Direct camera integration for field data collection |
Syncing | Local file saving | Cloud syncing to TOTAL desktop |
Overview of Dynamic Form Behavior
The new URAR form in TOTAL for Mobile:
Automatically adjusts visible fields based on property type and scope.
Includes Guidance Panels and Widget Tables to assist with data entry.
Supports real-time validation to catch errors before submission.
For example, if you report on a manufactured home, the form displays specific sections like Core Heating System and Front Door Elevation requirements.
Helpful Resources
Use the following links to access essential tools and documents that support your transition to UAD 3.6:
Click a section below to learn more about UAD 3.6 in TOTAL for Mobile.