Welcome
Welcome to the next generation of appraisal reporting. This guide is your starting point for understanding and using the new Uniform Appraisal Dataset (UAD) 3.6 standard within TOTAL.
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What is UAD 3.6?
UAD 3.6 is a major update to the appraisal reporting standard developed by Fannie Mae and Freddie Mac. It replaces over a dozen legacy forms—including the 1004, 2055, Condo, and Small Income—with a single dynamic URAR (Uniform Residential Appraisal Report) that adapts based on property type, loan type, and scope.
This dynamic format allows for:
Real-time field adjustments
Context-sensitive data entry
Streamlined compliance with MISMO 3.6 standards
Why the Change?
The industry is shifting toward smarter, more flexible reporting. UAD 3.6 enables:
Improved data consistency across lenders and appraisers
Faster validation and submission through XML
Better support for mobile workflows and field data collection
This change also aligns with broader goals of modernization and bias reduction in appraisal practices.
Key Differences from Previous UAD Versions
Feature | UAD 2.6 | UAD 3.6 |
|---|---|---|
Form Structure | Static | Dynamic |
Field Behavior | Fixed | Context-sensitive |
Submission Format | XML (MISMO 2.6) | XML (MISMO 3.6) |
Mobile Integration | Limited | Native support in TOTAL for Mobile |
Certifications | Static | Dynamic and shared across report types |
Overview of Dynamic Form Behavior
The new URAR form in TOTAL:
Automatically adjusts visible fields based on property type and scope
Includes Guidance Panels and Widget Tables to assist with data entry 5
Supports real-time validation to catch errors before submission 2
For example, if you're reporting on a manufactured home, the form displays specific sections like Core Heating System and Front Door Elevation requirements.
Helpful Resources
Here are links to essential tools and documents to support your transition:
Click a section below to learn more about UAD 3.6 in TOTAL.