Viewing the XML Data

MISMO XML files contain a subset of the report data in a format that's easily understood by a wide variety of software. This makes the MISMO XML format useful for any financial institution that wants to quickly perform analytics based on the valuation data available in their appraisals.

To see the data in your MISMO XML file, open the file and click View XML at the top of the window.

Most humans don't read raw XML data very naturally, which is why UAD Reader is so handy. When you're viewing the XML in UAD Reader, you'll see a split screen view. At the top, you'll see the raw XML data exactly as it appears in the file. Below that, you'll see how that XML data would appear on the major form in the report:

There are a few things you can do while viewing the XML in the split-screen:

• Click any underlined item in the XML data at the top, and you'll jump to that field on the form view at the bottom - and vice-versa. This makes it much easier to understand what the data in the XML file means.
• Although you can't change the data, when you jump to any UAD-affected field in the report you'll see the assistance you would see if you were filling out the report. This varies from field to field, but can include expanded fields or drop-downs that show the "components" of the information in the field, as defined by the UAD.
• If you've entered any field that has UAD guidance available, you can view the guidance for that field directly from the GSEs. Just click the link in the lower-left titled To see the GSE's guidance on this field, click here.

Keep in mind, the XML file doesn't contain the raw data for the entire report - only a subset of the data that's been standardized by the GSEs. So, when you're viewing the XML, some fields in the form view will not contain any data. If you're concerned that a field is actually blank, you can click View PDF to see the original report as prepared by the appraiser.

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