Enabling the new FHA EAD rules in WinTOTAL Aurora and TOTAL

This document explains how to enable the new FHA EAD rules in WinTOTAL Aurora and TOTAL.

Document 6114  ¦  Last updated:  08/26/2015 KMG

Recently, the FHA announced that they're launching an Electronic Appraisal Delivery (EAD) portal for transmission of your appraisal reports.  Click here for more information about these changes.

Basically, it's very similar to the GSE initatives;  The FHA wants your appraisal reports to be pre-screened for potential compliance issues early in your workflow.  They're also working to streamline the transmission process.

While the mandatory compliance date is June 27, 2016, some lenders will start using the system as soon as mid-October of this year (full schedule here).  As usual, we want you to be ready well before then.  So, we've released an update to TOTAL that checks against the rules that will be applied when your report is uploaded to the EAD portal.

Keep in mind, the FHA number is 10 digits, and must be entered in the following format: ###‑#######.  For more information, see  Section B1  of the FHA Single Family Housing Appraisal Report and Data Delivery Guide.

However, you have the option to not run these rules, even if your report is an FHA report.  Simply uncheck the FHA checkbox in the Assignment/Order PowerView and your report won't be checked for these new rules.  Here's how it works:

  1. When you start a new report, select FHA Report.  This can be done either on the SmartStart window, or in the FHA/VA Case number field on the Assignment/Order PowerView.
    FHA no longer requires their Case Number to be on every page of your report.  Click here for more information on the new standards for handling FHA / VA Case Numbers.

  2. As you work on the assignment, you'll be able to see the new FHA Rules on the E&O PowerView.  Use them to see if your report is compliant with the new rules.  Click here for a complete list of the new rules.

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