The E&O check reviews your report for any major errors or empty fields.
Once your report is complete, run a quick E&O check to verify that
everything is in place before delivering the report to your client.
There are three types of alert icons that appear when running an E&O
check:
- Warning
- Indicates potential inconsistencies such as
mathematics and equivalencies, and fields that should be reviewed for
accuracy. The E&O warnings are derived from the standard
a la mode rule set.
- UAD
Error
- Indicates that the field in reference does not
comply with the UAD standards rule set, and may result in delivery failure in
certain instances.
- Fatal
Hard Stop
- Indicates that the field in reference does not
comply with the UAD standards rule set. Per Fannie Mae, failure to
correct the violation will result in delivery failure if a client attempts to
upload the report through the UCDP Portal.
If you have QuickSource enabled, there are two additional alert icons that
appear in the QuickSource Insights section when running an E&O check:
- Peer or Local Comp Warning
- Indicates potential inconsistencies from
previous uses of a comparable in GLA, Quality, or Condition, from your Comps
Database or Peers in SmartExchange.
- QuickSource Notes
- These are notes that were entered, saved, and
exported from the Data Discrepancy View in QuickSource. These notes typically
serve as a reminder in the E&O PowerView to either make a specific comment
on an addendum, or to take a specific action before delivering your report.
If you have the option enabled to scan for potentially subjective or biased
terms, those warnings appear in the Subjective or Potentially Biased
Terms section at the end of the E&O results. Click here for instructions on how to
configure your E&O Settings.
To run an E&O check:
- Click E&O in the top toolbar.
Notice that this PowerView can be undocked. This is especially helpful
when working in a dual monitor environment. To undock the PowerView and move
it aside or to another monitor, simply click the undock icon
( ). For more information on docking
and undocking PowerViews click
here.
- Review the E&O results and determine if any further action is needed:
- When the review is complete, the number of warnings is displayed on the
upper left.
- Click the view drop‑down menu to switch between views and display a
specific set of rules or instructions. Options include:
- UAD Warnings Only: Displays only the UAD errors and
warnings found in your report.
- FHA EAD Warnings Only: Displays only the FHA EAD
errors and warnings found in your report.
- All Warnings: Displays all warnings including UAD,
USPAP, and any other available rule set determined by an associated order.
- Details: Gives a much broader overview of the
appraisal and any errors or warnings found. While in the Details view,
click Insert Details to attach an overview of the E&O
results to your report.
- Client Instructions: Displays any special
instructions from the client when the order was placed, or that were added
from the Notes PowerView.
- QuickSource Insights: Displays any warnings about
potential inconsistencies from previous uses of a comparable, along with
any notes that were saved and exported from QuickSource.
- Double‑click each warning or click the magnifying glass icon to the
right ( ) to jump to that
specific field on the right screen.
- Click the Copy to Addendum icon ( ) to copy the text from
a warning, error, or note and add it to the addendum in your report
- To exclude a specific non‑UAD rule from the review rules, click the
Exclude Rule icon ( ) and choose
whether you want to hide the rule for This Report or hide
it for All Reports.
- Click the green checkmark ( ) to the right of
a QuickSource note to acknowledge it and mark it as resolved, and clear the
note from the list of results.
- When you have made the necessary correction(s) to your report, click
Refresh ( ) to update the results and
filter out the items you've fixed.
To view E&O rules that have been excluded and include them in your list
of rules again:
- Click the green plus sign ( ) next to the number
of excluded rules on the upper left.
- After clicking the plus sign, a message appears to let you know that the
excluded rules will be shown in the list and will be highlighted in blue, but
will continue to be excluded from the E&O Details report. Click
OK to continue.
- Rules that are currently excluded are displayed and highlighted in blue.
To include a rule in your E&O Details report again, click the
Include Rule icon ( ) next to rule and choose
whether you want to include it for This Report or All
Reports.
- To hide the excluded rules from view, click the red minus sign ( ) beside the number
of excluded rules on the upper left.